Once your personal or SME bank loan has been enhanced and optimized, our financial consultants will do two things based on your financial situation and insight into the purpose of the loan:
- The financial consultants will analyze the appropriate type of loans (e.g. credit card, personal loan, SME loan etc.) and the loan privileges of various banks.
- Based on your financial situation, they will evaluate each bank and the type of loan from a short-term or long-term perspective, and suggest the most optimal loan package to help you make the smartest choice.
- Then, they will explain to you the subsequent repayment plan after obtaining the bank loan to ensure that you repay the bank loan on affordable terms;
*In certain cases, we do not recommend our clients to obtain a bank loan, e.g. in cases of borrowing a new loan to clear off an old one.
一旦你的个人或中小企业银行贷款得到加强和优化，我们的财务顾问将根据你的财务状况做两件事以確保您能達到贷款目的。
财务顾问将分析适当的贷款类型（如信用卡、个人贷款、中小企业贷款等）和各银行的贷款优惠。
根据你的财务状况，他们将从短期或长期的角度评估每家银行和贷款类型，并提出最优化的贷款方案，帮助你做出最明智的选择。
然后，他们会向你解释获得银行贷款后的后续还款计划，以确保你以可承受的条件偿还银行贷款。
*在某些情况下，我们不建议客户获得银行贷款，例如，在借新还旧的情况下。
